God's Powerful Grace and How it Benefits All People

The mortgage was due on 1st.  It was the 3rd- and there sat the envelope on the front table, waiting to go in the mail.  My heart sank.  As a rule-following kind of girl, it really bothers me when I mess up like this.  I expected a late payment would be incurred and that there would be a ding on my credit rating.  I was upset with myself for forgetting to get the check in the mail before I left on vacation. 

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